Complete Credit Enhancement Services
Skyrocket your consumer buying power!
Why does good credit count?
When you have a low credit score, it can feel like the whole financial world is against you and life becomes more difficult and expensive.
Millions of Americans need to build up and enhance their credit in order to qualify for a home loan, lease an apartment, obtain a car loan, to get a credit card, get a cell phone, and even applying for certain jobs. Your credit score even impacts the rates you pay for auto and homeowners insurance. By restoring and building your credit, you can save thousands of dollars in lower interest on payments and much more. We can help you to remove inaccurate information from your credit file.
Credit bureaus keep information on your record up to 10 years, so problematic credit history can follow you around for a LONG time. You came to the right place to ENHANCE your consumer buying power!
Some files may take less time depending upon several factors like how many items are on the report, how old are they and if you have gone through credit enhancement recently. Every credit report is different so we work each one case by case to optimize for the best possible results. We do not guarantee results of any kind, no company legally can.
You have a right to an accurate, fair and substantiated credit report. If something on your credit is inaccurate or unfair, you can correct/repair it with the credit bureaus and your creditors.
Explore your credit repair rights. It is highly effective to a credit score when a collection, delinquency, bankruptcy, divorce, Identity theft, judgement, late payment, or foreclosure are accurate.
Credit enhancement is a form of credit repair which is 100% legal and it works because of the law. The Fair Credit Reporting Act (FRCA) gives you the right to dispute and correct any error on your credit report.
The FCRA is a U.S. Government legislation enacted to promote the accuracy, fairness and privacy of consumer information contained in the files of consumer reporting agencies. It is intended to protect consumers from willful and or negligent inclusion of inaccurate information on their credit reports.
Unfortunately, there’s no way to predict in advance how long it will take to repair your credit, as every credit report is unique.
That being said, last year alone, our clients saw many negative items removed from their reports, and typically stayed with us for several months.
HECK NO! Old established accounts are built into your account history which is a huge chunk of your credit score. If you have old credit card accounts that you want to stop using, just cut up the cards or keep them in a drawer, but keep the accounts open.
Old accounts are your positive credit. Positive credit takes YEARS to build and if you ever needed to purchase it in the form of a tradeline, it is very expensive. Your old accounts are important, do not close them.
NextDay Credit Enhancement offers a variety of service levels to match your unique needs.
Unfortunately, credit repair is never guaranteed.
What we can guarantee is that we will do everything in our power to help you achieve a fair, accurate and substantiated credit report.
21 OF 23 ITEMS!
Wendy was happy to give us a testimonial after she received her FANTASTIC results. Do you have some items that you wish were not on your credit report?
65 ITEMS REMOVED IN 7 DAYS!
I came to NextDay Credit Repair for some inquiry removal service I had 65 on experian and they got them removed within 7 days.
IT'S ALL ABOUT TRUST...
Roger Macguire, a mortgage banker with Mid-Valley Mortgage, is happy to have finally found a credit repair company he can trust to help his clients.